Most consumers accept that personal college loans try generally impossible to discharge within the case of bankruptcy

However, that isn’t genuine. Instead, once the a research the newest SBPC put-out now outlines, that it extensive misbelief is the outcome of a decades-much time design by the student loan community intended for blocking borrowers away from opening the full liberties inside bankruptcy proceeding-all to make sure that these businesses could pad its profits.

Our investigation reveals that during the boom-and-bust cycle of exotic private education credit that took place over the last two decades, approximately 2.6 billion borrowers took on $fifty billion in private student loans that were always presumptively dischargeable in bankruptcy-but industry used every trick in the book to drive struggling borrowers away from their right to relief.Leggi tutto