Negative information regarding a credit history carries reduced weight than simply way more current recommendations

3. Exactly how you treated borrowing from the bank has just

Your said one of your bad situations is nearly half a dozen age old because the other is more than a couple of years old. If you have managed your own borrowing well since that time – such as, didn’t come with later money and you may managed a low credit use ratio – that operate in the favor.

If you’ve got a few more latest missteps, you might want to focus on enhancing your credit rating more the following seasons.Leggi tutto